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Payment Methods in Peru

iSettle offers a comprehensive platform to integrate Peru’s leading payment methods, from bank transfers to cash vouchers. Seamlessly enable payments and reach a broader customer base.

Peru's Payment Landscape

Peru's payment landscape is diverse, with both traditional and digital payment methods coexisting. Bank transfers and cash payments still dominate, especially in rural areas, where more than 40% of the population remains unbanked. At the same time, digital payment adoption is growing in urban centers, driven by rising internet penetration and mobile usage, which reached over 75% of the population in 2023. As digital transformation accelerates, more businesses are adopting alternative payment methods such as e-wallets and QR codes, making it essential for companies to offer flexible payment solutions. According to the Central Bank of Peru, cash payments still account for about 70% of transactions, but this number is gradually decreasing as mobile payments and e-commerce gain traction.

Featured Payment Methods in Peru

Description:
Bank transfers in Peru offer a secure and trusted method for transferring funds between bank accounts, providing businesses and individuals with a reliable payment option.
Deposit:
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Withdrawal:
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Settlements:
Same Day or 1 Business Day
Description:
Cash vouchers in Peru offer a convenient and secure way for customers to pay for online and offline services using cash, by generating vouchers that can be redeemed at authorized payment locations.
Deposit:
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Withdrawal:
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Settlements:
1-2 Business Days
Description:
Visa and Mastercard are globally accepted credit and debit card networks, enabling secure, fast, and reliable payments across millions of businesses worldwide.
Deposit:
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Withdrawal:
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Settlements:
1-3 Business Days
MethodDescriptionDepositWithdrawalSettlements
Bank Transfers in Perutarget blankBank Transfers in PeruBank transfers in Peru offer a secure and trusted method for transferring funds between bank accounts, providing businesses and individuals with a reliable payment option.target blanktarget blankSame Day or 1 Business Day
Cash vouchers in Perutarget blankCash vouchers in PeruCash vouchers in Peru offer a convenient and secure way for customers to pay for online and offline services using cash, by generating vouchers that can be redeemed at authorized payment locations.target blanktarget blank1-2 Business Days
Visa/MC Credit Cardstarget blankVisa/MC Credit CardsVisa and Mastercard are globally accepted credit and debit card networks, enabling secure, fast, and reliable payments across millions of businesses worldwide.target blanktarget blank1-3 Business Days
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Powering Seamless Transactions for Your Business with iSettle in Peru

Start Accepting Payments in Peru

Integrating Peruvian payment methods with iSettle is simple and efficient. From bank transfers to cash vouchers, iSettle’s platform enables your business to easily offer secure payment options. Follow our API documentation to start accepting payments effortlessly.

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Other Countries in the Latin America

Payments in Peru FAQ

The most popular payment methods in Peru include bank transfers, cash vouchers, credit cards, and mobile payments. While cash is still dominant, digital payments are gaining ground.

iSettle provides an easy-to-use platform with API documentation to integrate various payment methods, including bank transfers and cash vouchers, seamlessly into your business.

Yes, cash remains a dominant payment method in Peru, especially in rural areas. However, digital payments and mobile wallets are growing in popularity, particularly in urban regions.

Yes, mobile payments are on the rise in Peru, driven by greater smartphone adoption and internet penetration. Solutions like e-wallets and QR code payments are becoming more common in urban areas.

Fees vary depending on the payment method. iSettle offers competitive pricing for integrating bank transfers, cash vouchers, and other popular payment methods.

Payments in Peru are highly secure, especially with methods regulated by the Central Bank of Peru. iSettle ensures that all transactions are encrypted and follow industry-standard security protocols.

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